Non-excludable goods
Non-excludable goods are goods inherently difficult to exclude from consumers. Non-excludable goods are not monetizable due to the lack of the negotiation power of the producer resulting from not being able to exclude consumers from enjoying such goods.
The problem
The lack of incentives to produce non-excludable goods leaves them substantially unattended by the private sector. Capital flows only towards excludable goods, but yet most modern day challenging problems require non-excludable solutions.
The solution
A social construct that embeds non-excludable goods in monetary assets. Money does not belong to paper bills, precious metals, or crypto tokens. Money belongs to the human mind. Thus, we can selectively associate money with such objects that prove to minimize coordination failures.